Terms of Service
Last updated: March 6, 2026
1. Acceptance of Terms
By accessing and using CalcWise ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
2. Description of Service
CalcWise provides free online financial calculators and tools for informational and educational purposes. Our calculators include mortgage calculators, loan calculators, investment calculators, tax estimators, and other financial planning tools.
3. Disclaimer — Not Financial Advice
CalcWise is not a financial advisor, tax professional, or licensed financial planner. The calculators, tools, content, and information provided on this Site are for general informational and educational purposes only.
Results from our calculators are estimates only and should not be relied upon for making financial decisions. Actual results may vary based on specific circumstances, current market conditions, lender requirements, tax law changes, and other factors.
We strongly recommend consulting a qualified financial advisor, tax professional, or other appropriate professional before making any financial decisions.
4. Accuracy of Information
While we strive to provide accurate calculations and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any information on the Site. Tax brackets, interest rates, and other financial data are subject to change without notice.
5. Use of the Site
You agree to use the Site only for lawful purposes and in a way that does not:
- Infringe upon the rights of others
- Attempt to interfere with or disrupt the Site's operation
- Use automated systems to scrape or collect data from the Site without permission
- Attempt to gain unauthorized access to the Site's systems
- Use the Site to distribute malware or engage in phishing
6. Intellectual Property
All content on the Site, including text, graphics, logos, icons, images, and software, is the property of CalcWise or its content suppliers and is protected by copyright and intellectual property laws.
7. Advertisements
The Site displays advertisements provided by Google AdSense and potentially other advertising partners. We are not responsible for the content of third-party advertisements. The presence of an advertisement does not constitute an endorsement of the advertiser or their products/services.
8. Limitation of Liability
To the fullest extent permitted by law, CalcWise and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any information provided. This includes, but is not limited to, any financial losses resulting from decisions made based on calculator results.
9. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. Visiting linked sites is at your own risk.
10. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the modified terms.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
12. Contact Us
If you have questions about these Terms of Service, please reach out through our contact form.